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Insurance Consultants near Perth East ON (18 Result(s))

St. Marys Insurance Group Inc. is a full service general insurance brokerage. Located at 47 Water Street North in downtown St. Marys, we have 9 licensed brokers to help guide you through all of your property and casualty insurance needs. We represent many Local, Canadian, International and Specialty insurance companies which enables us to find the proper fit for you, whether your insurance needs are large or small, straightforward or complex. Our office personnel have over 175 years of experience with property and casualty insurance in both personal and commercial lines. We want you to know that we consider our clients not only to be our customers, but also to be our friends and neighbours. Friends we can serve, friends we’re familiar and comfortable with, friends who can count on us when you need help or advice. We will endeavor to protect you and keep you covered for the unexpected events that can occur.
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
Germania Mutual Insurance was incorporated in February of 1878, with the first policy being written in March of 1878. Back in the 1800's insurance was difficult, if not impossible for farmers to purchase. As a result, local farmers got together to form a company that would meet their insurance needs. In those days, each member would sign a "premium note" which showed how much insurance you had and was also the way the company would collect money for the claims it paid out. If there were a claim, each member would be assessed so much money to pay for that claim. The premiums of the many paid for the losses of the few. Later on, some premium was collected ahead of time. If the amount they collected was too much, at the end of the year it would be returned to you. If it was a bad year for claims, the company might need to come back and collect more funds. All members participated in the results for the year. Contact us for more information about joining.
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